Car insurance for provisional drivers (Photo)

Physinews . com insurance info: Learn more about provisional drivers
car insurance and read our tips for
keeping learner driver insurance costs
Car insurance for provisional drivers, or
learner driver insurance, can be far more
expensive than any standard car insurance

But why should anyone consider learner
driver insurance in the first place?

I have a provisional licence, can I drive

If you have a provisional licence, then you
can start driving, but there are obviously a
few big restrictions in place.
Firstly, you must be 17 if you want to drive
a car, 16 for a moped or light quad bike.

You can also drive a car when you are 16,
but this only for people who have the
enhanced rate of the mobility component of
the Personal Independent Payment (PIP),
which offers support to people with long-
term ill-health or disability.

Secondly, you can only get behind the wheel
if you are accompanied by a full driving
licence holder aged over 21, and who has
had their full licence for at least 3 years.
You must have ‘L’ plates on the front and
back of the vehicle to show that you are a
learner driver.

Learner drivers are not allowed to drive on
the motorway.

Lastly, all drivers must be insured. But is
provisional driver insurance a must? If you
only plan to drive accompanied by a
professional driving instructor, then you
don’t need to worry about it.

However, if you want to learn in your
parents’ or a friend’s car, or even your own
car, you’ll either need to be a named driver
on their policy or look into temporary car
insurance for learner drivers, which will
cover you until you pass your test.

What is provisional driver car insurance?
Car insurance for provisional drivers is
specifically designed for people who have
not yet qualified for their full driving

This allows holders of a government-issued
provisional driving licence to drive on the
road legally.
It’s important to note that you only need car
insurance if you plan to drive in any car
other than with a paid professional driving

Provisional driver insurance providers are
more likely to take on learner drivers,
whereas standard car insurance providers
might be more reluctant to insure someone
who hasn’t yet qualified for their full
driving licence.

There are a few options — not just
provisional drivers insurance — available
to learner drivers who want to get behind
the wheel. Continue reading to learn more
about the alternatives and the cheapest
ways of learning to drive.

What are the cheapest ways of learning to

Anyone who has learnt to drive or is
currently learning to drive will know that it
is a rather expensive venture.

There’s no way of getting around the costs,
but there are some things you can do to help
bring the price down — and which
ultimately comes down to the best way for
you to pass your driving test.

Paying a professional driving instructor for
regular lessons cuts out the need for learner
driver insurance, as the lesson fees cover
the cost of them being insured on your

This does mean that the cost of getting
professional lessons can add up quickly,
with many instructors charging between
£22 and £35 per hour.

There is also the risk that if you don’t keep
up your driving lessons regularly, you’ll fall
behind in some of the things you’ve learnt.

And you don’t want to start paying again to
catch up with what you already learnt in
the past.

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